A ‘crash for money’ moped rip-off is on the rise.  It’s taking place largely in London.  However we’re additionally seeing these pretend accidents in different components of the UK.  We wish our drivers to know the warning indicators.  Right here’s what it is advisable know:

First, don’t panic.  It’s not taking place in your native road nook daily.  Nevertheless it has affected about 2,250 drivers in London over 2 years.  And it’s turn into the Insurance coverage Fraud Bureau’s (IFB) greatest ever investigation.

These are solely the reported circumstances.  Some individuals could have been focused with out realizing.  We wish to elevate consciousness, so drivers know what to look out for.

The rip-off includes a moped driver crashing into your automotive on objective – and claiming it’s your fault.

A mix of things could make these fraudsters stand out. They normally:

• Appear like moped supply drivers
• Cover in a facet highway or parking house
• Throw their moped to the bottom after crashing
• Drop to the ground to behave out an damage
• Are fast to take photographs of the incident
• Have a pretend ‘witness’ on the scene

We requested our Claims crew to inform us a bit extra concerning the moped rip-off.  And the way it’s affecting our drivers.

They mentioned: “Typically individuals don’t realise they’ve been focused by fraudsters.  We undergo a sequence of inquiries to determine whether or not that is the case.

“Prospects ought to be cautious if the moped driver says there’s no have to report the accident.  This can provide scammers extra alternative to make a fraudulent declare, saying that they weren’t at fault.

“We wish to be sure that our drivers are protected.  An important step is that they report the crash to us as quickly as they’ll.”

Right here’s what to do should you’re in an accident that appears like a rip-off:

• Be sure that everybody’s okay
• Name the police should you really feel you’re at risk on the scene
• After which its time to assemble some data:

• • Ask the opposite driver(s) for his or her identify and make contact with quantity
  • Get the registration quantity, together with the make, mannequin, and color of the opposite car(s)
  • Make an observation of the variety of individuals in every car
  • Ask for the names and make contact with particulars of any witnesses
  • If doable, take photographs of the automobiles earlier than they’re moved
  • Name us as quickly as doable on 0333 103 0030. Don’t use any phone quantity which isn’t displayed on our web site.

Let’s wrap this up properly so you’ll be able to bear in mind:

When you’re an insurethebox buyer, the little black field in your automotive has an accident alert.  However it might not sense this sort of influence.  So, we want drivers to contact us as quickly as doable after the incident. Even when there’s no harm to your automotive and the moped driver says they’re okay.

Collectively, we will make the roads safer for everybody.

Share this text with family and friends so we will defend drivers towards scams. 

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